Rideshare Accident

Lyft Accident Lawyers

A Lyft crash can involve the driver's insurance, Lyft's insurance, and another driver's insurance, and which of them applies depends on what the driver was doing in the app when it happened. Ali Law Group reviews your case for free and explains what your options may be, whether you were a passenger, a pedestrian, or in another car.

Hurt in a Lyft Accident?

Most car accident claims start with one at-fault driver and that driver's insurer. A Lyft crash often starts with a question: was the driver logged into the app, on the way to pick someone up, or carrying a passenger? The answer decides whose policy responds and for how much, and the app keeps a record of it.

Lyft Insurance Depends on the App

Texas law sets the minimum insurance for rideshare drivers by what the driver is doing:

What the driver is doing Required liability coverage
Logged in to the app, waiting for a request
Has accepted a ride and is engaged in it
Not logged in
The driver's own personal policy

The law also requires uninsured and underinsured motorist coverage where Texas Insurance Code §1952.101 calls for it. A driver's personal insurer is also allowed to exclude coverage while the driver is logged in to the app or on a ride, so a driver's own policy may not help. These are minimums, and the actual policies and what they cover depend on the facts.

Who May Be Responsible

  • The Lyft driver. A driver who ran a red light, was looking at the app, or was rushing to a pickup can be responsible for the crash.
  • Another driver. If someone else caused the crash, that driver's insurance may be where the claim starts, and your own coverage may fill gaps.
  • Lyft. Whether Lyft itself can be held responsible depends on the facts. The company's insurance applies in some phases, and a claim against it for something beyond that coverage requires proof about its own conduct.
  • A maintenance company or manufacturer. Failed brakes or a defective part can point to someone other than the driver.
  • A city or other government entity. If a road condition was involved, a claim against a city is under the Texas Tort Claims Act, and the city generally has to receive written notice within six months.

What the App Knows

Lyft's records can show whether the driver was waiting, heading to a pickup, or carrying a passenger, along with the route and timing. Phone records and dashcam or traffic camera footage can add to that. If you were a passenger, keep a screenshot of your ride receipt and trip details. We send a written request asking Lyft and the driver to preserve their records, since we don't know how long any of it is kept.

If You Were a Passenger

Report the crash through the app, and keep the confirmation. App terms can include an arbitration clause or other limits on how a claim against the company is brought, and we read the terms that applied to your ride before deciding how to proceed. You are also not required to give a recorded statement to Lyft's insurer.

Common Injuries in Lyft Crashes

Passengers in the back seat are often belted but still take the force of a side or rear impact. Neck and back injuries, broken bones, and concussions are common. Some crashes cause a traumatic brain injury or a spinal cord injury, and the most serious can lead to a catastrophic injury that needs care for life. If someone you love died in a crash, Texas law lets certain family members bring a claim, and our page on wrongful death explains more.

If You Were Partly at Fault

If the other side says you share the blame, your recovery drops by your percentage of fault, and past 50 percent you recover nothing.

Prior results do not guarantee a similar outcome. Every case is decided on its own facts.

Deadline to File a Lawsuit

Texas gives you two years from the crash to file suit, and a child's clock runs differently.

Why People Call Ali Law Group

  • The review is free, and you pay nothing unless we win your case. That covers attorney's fees and case expenses such as court costs, experts, and records.
  • Your attorney's phone number. Every client gets their attorney's personal phone number, and our attorneys are available by phone 24/7.
  • Hablamos español. Our attorneys work with clients in Spanish, Arabic, Hindi, Urdu, Punjabi, French, and Italian, and we arrange an interpreter for other languages.
  • Offices in Texas, and you can reach us by phone from anywhere.

Lyft Accident FAQs

My Lyft driver wasn't logged in when we crashed. Who pays?

Then Lyft's rideshare coverage generally isn't in play, and the driver's own policy is where a claim starts. Whether the driver was logged in is one of the first things we find out.

The driver was on the way to pick someone up. Does that change anything?

It can. Texas sets different minimums depending on what the driver is doing in the app, and the highest applies once a ride has been accepted. We ask Lyft for the status records.

A Lyft driver hit me while I was on foot. Who do I go after?

The driver, and possibly Lyft, depending on what the driver was doing in the app. Keep your medical records and any photos, and tell us the date and place.

Another driver hit the Lyft I was riding in, and he has no insurance. What now?

Possibly Lyft's coverage, depending on the app status, and possibly your own uninsured motorist coverage. We check both.

Lyft sent me a claim number and a settlement offer. Should I sign?

Please don't sign anything before you've talked to a lawyer. An early offer usually comes before anyone knows what your treatment will cost, and a release can close the claim for good.

Do I have to use Lyft's arbitration process if I was a passenger?

It depends on the terms that applied to your ride. We read them before telling you anything.

A lawyer signing a document

Hurt in a Lyft Crash?

Tell us what happened. We'll review your case for free and explain what your options may be.